we already have concrete examples of how the marketplaces are helping real people. consider these stories from the letters i have received from october 1. gary, from billings, montana, said that the monthly premium he pays for his family of four is just over $2000 but thanks to the affordable care act for next year it will be 1160 five dollars, saving $800 each month. allison in wolf point, montana, wrote to say that thanks to the act she will have access to affordable insurance for the first time in almost 20 years. she suffered an injury in college and because of that pre- existing condition the cost of insurance was prohibitive. instead she rationed visits to the adapter and cut back on the outdoor activities that make montana so great. no skiing, hiking, horseback riding, but now she will have access to high-quality insurance that she can afford. tony, a small business lawyer from bozeman, montana, wrote in to express his excitement on how it will save his small business $10,000 each year. he wrote -- as a small business owner, i can emphatically state that the affordable care act is not only good for my business, it is the only way that i can continue to provide to give health insurance to my family and employees. the staffing, training, the hard things that is business needs to stay competitive, he added it is good for his company, himself, his employers and family. a pretty impressive list. i have no doubt that stories like these will keep coming in in the weeks and months ahead. madam secretary, i was glad to hear you set a target rate for healthcare.gov to be fully operational. i look forward to hearing you plan to meet that goal. shedding light on where things stand, what the administration is doing to correct his problems as they -- and if there is a role for congress to help, we want to be there.